India's Largest Hassle free Bill Payment & Recharge App

XPay Life

Bharat Ka Apna Local App for Recharge & Bill Payments

XPay Life is a Fintech Start-up committed to India’s rural digitisation. We enable Village level entrepreneurship, empower SHG's, FPO's, the District Cooperative Banks and Regional Rural Banks through our simple and secure platform. Our Make in India product helps over 4 million households and 15 states, from Kashmir to Kanyakumari, enabling digital payments at their doorsteps through constant innovation. XPay Life’s award winning, AMBIC based (AI, Mobility, Blockchain, IoT and Cloud) payment platform is powered by the National Payments Corporation of India (NPCI) for the Bharat Bill Pay System (BBPS) platform which connects over 20,000 billers nationwide.

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India's Best Recharge & Bill Payment App With Attractive Coupons and Cash Back
XPAY LIFE

WHOM WE EMPOWER.

How We Empower
A Technology-First Approach to Payments and Finance Payments Infrastructure for the Masses.

Bank On Wheels Inauguration

XPay Life is a Fintech Start-up committed to India’s rural digitisation. We enable Village level entrepreneurship, empower SHG's, FPO's, the District Cooperative Banks and Regional Rural Banks through our simple and secure platform. Our Make in India product helps over 4 million households and 15 states, from Kashmir to Kanyakumari, enabling digital payments at their doorsteps through constant innovation.

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232668

Villages

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180

Districts

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14

States

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90

Bank on Wheels

Xpay Life Merchants

60K+

Merchants all over India

Become a Merchant

Download XPay Life Merchant App

Download XPay Life Merchant App from Business. XPay Life

Get KYC Verification & Start Earning

Your document & Mobile Number will be verified by our On-boarding team.

Welcome Kit

Post KYC you will receive a Welcome Kit. Welcome kit will include App installation link and username.

MEDIA COVERAGE
Read What The Media Has To Say About Us

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Server Uptime

99.999%

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Google Play Rating

4.4
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What Client's Say?

Download the XPay Life app to pay your recharges and utility bills from anywhere.